Personal Finance

We have proven expertise in all areas of this diverse subject. We cover low risk investments through to higher risk for those wish to speculate. Both for income and for growth.

We specialise in the reduction of capital gains tax through strategic investment.

Investments and solutions that specialise in mitigating inheritance tax.

Pensions

Attractive allocations of stakeholder and self invested pension plans (SIPP'S) - maximum tax relief particularly advantageous for high tax rate payers. Good pension planning can totally remove your high rate tax liability.

At pension age you can contribute to your pension and immediately take it, which means that you immediately that you are able to have a 25% tax free sum. This greatly reduced your initial contribution.

All forms of pension annuities including enhancement for ill heath or smokers.
(For once a benefit for smokers)

Pensions for housewife's (whoops sorry house persons) and non-earners, and get tax relief too.

Inheritance Tax Planning

As Gordon Brown said, "This is a tax that nobody needs to pay". Loan Schemes, trusts, special arrangements and some very simple plans to mitigate this horrendous tax. There are some very simple actions that you can take, which cost very little to complete.

Following a free financial review we can then guide you to the best solution to meet your personal needs.

THE VALUE OF YOUR INVESTMENTS AND ANY INCOME FROM THEM MAY GO DOWN AS WELL AS UP.